- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
Product Features
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Policy Term Length
Guaranteed renewable
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Eligibility
Subject to underwriting you may be eligible to purchase this coverage if you are:
- -Ages 18 to 67**
- -US citizens
- -Actively at work for at least 20 hours per week
- -Minimum yearly income of $18,000****
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Product Type
Short-term Disability Insurance.
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Benefit Amount
Up to $1,500*.
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Payment Type
Monthly cash payments up to 6 months.
What’s Covered?
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Minor Conditions
Like sprains, strains, flu, asthma, sinusitis, bronchitis, and pneumonia.
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More Serious Conditions
Anything that requires hospitalization, surgery, a C-section, or results in a fracture.
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Major Illnesses & Injuries
Heart attacks, cancer, strokes, paralyses, hop fractures and more.
Issued by
Combined Insurance Company of America a Chubb company
Underwritten by
International Disability Underwriters
Coverage with Plenty of Pluses
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Benefits available after one day
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No medical exams
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Budget-friendly premiums
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Up to 6 months of payments available
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Renewable to age 72
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Complete portability of policy
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Enroll in under 5 minutes
Why Asteya’s Better
Short-Term Disability Income Insurance has never been easier.
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Affordable
Starting at $22.08/month.***
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Day one coverage
Benefits start the first day you’re too ill or injured to work and under a doctor’s care for a covered illness or injury.
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Fast, digital application
100% online application that takes 10 minutes or less without the need medical exams to finalize coverage.
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The freedom to choose
You can spend your cash benefits however you like.
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Most jobs are covered – including new ones
Benefits start the first day you’re too ill or injured to work and under a doctor’s care for a covered illness or injury.
How it works:
How it works:
1. Get an instant quote
Take a few seconds to check your coverage price.
2. Apply online
A fully digital and streamlined application with no wait times.
3. Real assurance
If approved, coverage can begin immediately so you can rest easy knowing you're protected.
Popular Questions
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Permanent disability means that you can never go back to your current employment or occupation as a result of your injury or illness. So, ask yourself, what would you do if you weren’t able to go back to work? Do you have a solid financial back up plan, a large savings or emergency fund? If the answer is no, permanent disability income insurance is definitely a good idea.
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No. Put simply, SSI is provided by the government, whereas permanent disability insurance is taken out privately. Not everyone qualifies for SSI, even if they are permanently disabled, and benefits are on average $700-1,000 per month. With permanent disability insurance, you’ll likely receive additional benefits and faster approval times.
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We like to think that our applicants are trustworthy people. That’s why we base approvals and premiums on the answers that you give us in your application. It saves time, gets you covered faster, and avoids any hassle over medical appointments. Did we mention that our entire application process is 100% digital too? We do need to mention that this would be product dependent and is not a guarantee of insurance placement,
NEED GUIDANCE?
Asteya's customer experience team is here for you.
Speak to one of our team members at support@asteya.world