PERMANENT DISABILITY

Income Insurance

A financial safety net designed to support you and your family should you lose your ability to work.

Fast. 100% digital. Zero hassle.

What is Permanent Disability Insurance?

Total and Permanent Disability (TPD) insurance provides payment in the event you suffer an illness or injury which totally and permanently prevents you from working again.​

  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY

Product Features

  • Policy Term Length

    2 Years.

  • Product Type

    Accidental death and dismemberment insurance.

  • Benefit Amount

    A one-time payout up to $500,000.

  • Payout Type

    A one-time payout.

  • Issued by

    Underwriters at Lloyd's of London

  • Underwritten by

    International Disability Underwriters

How it works:

How it works:

1. Get an instant quote

Take a few seconds to check your coverage price.

2. Apply online

A fully digital and streamlined application with no wait times.

3. Real assurance

If approved, coverage can begin immediately so you can rest easy knowing you're protected.

WHY ASTEYA'S BETTER

Permanent Disability Insurance has never been easier.

  • Affordable

    Starting at $6 per month, the policies we offer are cheaper than what other insurance companies offer.

  • Powered by Technology

    Our first-of-its-kind AI technology provides you with the fastest and easiest experience possible.

  • Instant

    Our online process delivers your policy directly to your inbox. No waiting time. Zero hassle.

Who is eligible?

  • Ages 20 to 50

  • US citizens

  • Minimum yearly income of $25,000 before tax

  • Not traveling to Africa, Asia, or Antarctica for more than 5 days in the next 12 months

  • Have been working full-time for the past 90 days

Popular Questions

  • The product is available for healthy US citizens that are between the ages of 25 and 65. If you have a history of pre-existing conditions, you may not be eligible for a policy at this time.

  • It's simple! We trust that you'll provide truthful information about your lifestyle, health, and medical history. We want this process to be as quick and painless as possible, which is why we've developed application questions that provide us with the necessary information to save you time and avoid the hassle of medical exams

  • The application and underwriting process are fully digital - no medical exams, no paperwork.

  • It's important to be honest in the application process. We value your trust and hope that you will share the correct and true answers for your health and lifestyle. These questions allow our underwriting partners to save you time and avoid the hassle of requesting medical exams.

  • Of Course! If, for whatever reason, you're not satisfied with the policy or with our service, you can and get a full refund in the first 30 days. After that, you can cancel any time without any cancellation fees, however, you will not get a full refund.

  • If we are not around, your income insurance will still be because it is issued by Underwriters at Lloyd's insurance company.

NEED GUIDANCE?

Asteya's customer experience team is here for you.

Speak to one of our team members at support@asteya.world