- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
- CUSTOM
- AFFORDABLE
- INSTANT
- SEAMLESS
- SECURE
- SPEEDY
- GENDER NEUTRAL
- EASY
Product Features
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Asteya distributes insurance policies underwritten and issued by IDU Inc., a cover holder at Lloyd’s of London.
How it works:
How it works:
1. Get an instant quote
Take a few seconds to check your coverage price.
2. Apply online
A fully digital and streamlined application with no wait times.
3. Real assurance
If approved, coverage can begin immediately so you can rest easy knowing you're protected.
WHY ASTEYA'S BETTER
Permanent Disability Insurance has never been easier.
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Affordable
Starting at $6 per month, the policies we offer are cheaper than what other insurance companies offer.
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Powered by Technology
Our first-of-its-kind AI technology provides you with the fastest and easiest experience possible.
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Instant
Our online process delivers your policy directly to your inbox. No waiting time. Zero hassle.
Who is eligible?
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Ages 20 to 65**
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US citizens
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Minimum yearly income of $25,000 before tax
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Not traveling to Africa, Asia, or Antarctica for more than 5 days in the next 12 months
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Have been working full-time for the past 90 days
Popular Questions
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Permanent disability means that you can never go back to your current employment or occupation as a result of your injury or illness. So, ask yourself, what would you do if you weren’t able to go back to work? Do you have a solid financial back up plan, a large savings or emergency fund? If the answer is no, permanent disability income insurance is definitely a good idea.
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No. Put simply, SSI is provided by the government, whereas permanent disability insurance is taken out privately. Not everyone qualifies for SSI, even if they are permanently disabled, and benefits are on average $700-1,000 per month. With permanent disability insurance, you’ll likely receive additional benefits and faster approval times.
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We like to think that our applicants are trustworthy people. That’s why we base approvals and premiums on the answers that you give us in your application. It saves time, gets you covered faster, and avoids any hassle over medical appointments. Did we mention that our entire application process is 100% digital too? We do need to mention that this would be product dependent and is not a guarantee of insurance placement,
NEED GUIDANCE?
Asteya's customer experience team is here for you.
Speak to one of our team members at support@asteya.world