ACCIDENTAL DEATH INSURANCE

Your plan for the unexpected.

Take comfort knowing your loved ones have the financial protection they need during life's unexpected moments.

Fast. 100% digital. Zero hassle.

What is
Accidental Death Insurance?

Accidental Death insurance provides a financial safety net for your beneficiaries should you pass away due to an accident.

Why is it important?

Accidents are the third leading cause of death in the U.S., after heart disease and cancer. In fact, they're the No. 1 cause of death for adults ages 25 to 44, according to the Centers for Disease Control.*

  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY
  • CUSTOM
  • AFFORDABLE
  • INSTANT
  • SEAMLESS
  • SECURE
  • SPEEDY
  • GENDER NEUTRAL
  • EASY

Product Features

  • Policy Term Length

    2 Years.

  • Product Type

    Accidental death insurance.

  • Benefit Amount

    A one-time payout up to $500,000.

  • Payout Type

    A one-time payout.

  • Issued by

    Underwriters at Lloyd's of London

  • Underwritten by

    International Disability Underwriters

How it works:

How it works:

1. Get an instant quote

Take a few seconds to check your coverage price.

2. Apply online

A fully digital and streamlined application with no wait times.

3. Real assurance

If approved, coverage can begin immediately so you can rest easy knowing you're protected.

WHY ASTEYA'S BETTER

Accidental Death Insurance has never been easier.

  • Affordable

    Starting at $6 per month, the policies we offer are cheaper than what other insurance companies offer.

  • Powered by Technology

    Our first-of-its-kind AI technology provides you with the fastest and easiest experience possible.

  • Instant

    Our online process delivers your policy directly to your inbox. No waiting time. Zero hassle.

Who is eligible?

  • Ages 20 to 50

  • US citizens

  • Minimum yearly income of $25,000 before tax

  • Not traveling to Africa, Asia, or Antarctica for more than 5 days in the next 12 months

Popular Questions

  • Yes! Just listen to these stats: did you know that accidents are the third leading cause of death in the U.S., after heart disease and cancer? In fact, they’re the no. 1 cause of death for adults ages 25 to 44, according to the Centers for Disease Control. If you work in a particularly risky or dangerous occupation, this type of insurance is also worth considering.

  • It’s actually really affordable, as the chances of passing away from an accident are generally quite low. Accidental death insurance policies also make excellent supplemental policies alongside decreasing term life insurance.

  • As always, check the fine print. Keep in mind that most policies exclude deaths due to high-risk activities, like skydiving or car racing, along with drunken or drug-induced driving, war, complications from surgery, or suicide.

  • There are very few exceptions when it comes to receiving your payout through term life insurance, no matter the manner of your death. However, accidental death insurance will only provide benefits if you die in a covered accident.

  • We like to think that our applicants are trustworthy people. That’s why we base approvals and premiums on the answers that you give us in your application. It saves time, gets you covered faster, and avoids any hassle over medical appointments. Did we mention that our entire application process is 100% digital too?

NEED GUIDANCE?

Asteya's customer experience team is here for you.

Speak to one of our team members at support@asteya.world